{"id":18353,"date":"2026-10-21T17:41:24","date_gmt":"2026-10-21T17:41:24","guid":{"rendered":"https:\/\/costsavings.nl\/kennisbank\/statements-of-account-saldoafstemming\/"},"modified":"2026-10-21T17:42:52","modified_gmt":"2026-10-21T17:42:52","slug":"statements-of-account-saldoafstemming","status":"publish","type":"page","link":"https:\/\/costsavings.nl\/en\/kennisbank\/statements-of-account-saldoafstemming\/","title":{"rendered":"Statements of account: the forgotten goldmine in balance reconciliation"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; custom_padding=&#8221;0px||0px||false|false&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;][et_pb_fullwidth_code _builder_version=&#8221;4.27.4&#8243;]<\/p>\n<div class=\"csw cs-sub\" lang=\"nl\">\n<style>.csw{font-family:astoria-sans,Montserrat,sans-serif;color:#1D2A24;background:#FBF8F1;font-size:17px;line-height:1.6}.csw *{box-sizing:border-box}.csw h1,.csw h2,.csw h3,.csw p,.csw li,.csw figure,.csw blockquote,.csw dl,.csw address{padding-bottom:0}.csw h1,.csw h2,.csw h3{color:inherit;line-height:1.15;overflow-wrap:break-word;hyphens:manual}.csw ul,.csw ol{padding-bottom:0}.csw blockquote{border:0;padding-left:0;margin:0}.csw a{color:#0A3A2A}.csw a:hover{color:#6E4F36}.csw table{margin:0}.csw td,.csw th{border-top:0}.csw input,.csw select,.csw textarea{font-family:inherit}.csw input[type=range]{background:transparent;border:0;padding:0;box-shadow:none}.csw details summary{list-style:revert}.csw .cs-logos img{height:40px;width:auto;max-width:150px;object-fit:contain;filter:grayscale(1);opacity:.75;transition:.2s}.csw .cs-logos img:hover{filter:none;opacity:1}.csw nav[aria-label=\"Kruimelpad\"]{padding-top:40px}@media (max-width:640px){.csw section[style*=\"padding: 88px 24px\"],.csw div[style*=\"padding: 88px 24px\"],.csw div[style*=\"padding: 80px 24px\"],.csw section[style*=\"padding: 80px 24px\"],.csw div[style*=\"padding: 72px 24px\"],.csw section[style*=\"padding: 72px 24px\"]{padding-top:56px!important;padding-bottom:56px!important}.csw [style*=\"padding: 56px 48px\"],.csw [style*=\"padding: 52px 48px\"],.csw [style*=\"padding: 48px\"],.csw [style*=\"padding: 44px\"],.csw [style*=\"padding: 40px\"],.csw [style*=\"padding: 36px\"],.csw [style*=\"padding: 32px\"]{padding:24px!important}.csw h2{font-size:30px!important;line-height:1.15!important}.csw h1{font-size:36px!important}.csw .cs-yr{flex:1 1 0;min-width:0!important;padding:10px 2px!important;font-size:14px!important}.csw [style*=\"grid-template-columns: repeat(3, minmax(0, 1fr))\"] p{font-size:15px!important}.csw .cs-logos{gap:16px 28px!important}.csw .cs-logos img{height:30px;max-width:110px}.csw [style*=\"flex: none; 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margin: 0 auto; padding: 28px 24px 56px\">\n<nav aria-label=\"Kruimelpad\" style=\"font-size: 14px; color: #5B6B63; margin-bottom: 36px\"><a href=\"\/\">Home<\/a> \u203a <a href=\"\/kennisbank\/\">Kennisbank<\/a> \u203a <span aria-current=\"page\">Statements of account<\/span><\/nav>\n<pee style=\"margin: 0 0 14px; color: #C8A84B; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; font-size: 13px\"><span>Artikel<\/span> \u00b7 2 <span>min lezen<\/span><\/pee>\n<h1 style=\"margin: 0; font-family: astoria-sans, sans-serif; font-weight: 700; font-size: clamp(34px, 4vw, 52px); line-height: 1.08; max-width: 900px\">Statements of account: de vergeten goudmijn in saldoafstemming<\/h1>\n<\/section>\n<section style=\"max-width: 1240px; margin: 0 auto; padding: 56px 24px 24px\">\n<article class=\"cs-art\"><pee>Van alle technieken in een recovery audit is er \u00e9\u00e9n die klanten telkens weer verrast: de saldoafstemming via statements of account. Het principe is simpel: u vraagt uw leveranciers om een rekeningoverzicht van uw eigen positie in h\u00fan administratie. Wat daaruit komt, staat vaak nergens in uw eigen boeken: openstaande creditnota&#8217;s, niet verrekende vooruitbetalingen en positieve saldi die soms al jaren op uw naam staan.<\/pee>\n<h2>Hoe ontstaan verborgen tegoeden bij leveranciers?<\/h2>\n<ul>\n<li>Een creditnota wordt toegezegd en bij de leverancier geboekt, maar nooit verstuurd of bij u nooit verwerkt.<\/li>\n<li>Een vooruitbetaling of borgsom wordt na afloop van het contract niet afgerekend.<\/li>\n<li>Een dubbele betaling wordt door de leverancier keurig als creditsaldo geboekt, maar niemand meldt het.<\/li>\n<li>Retourzendingen en kwaliteitsclaims worden commercieel afgehandeld zonder financi\u00eble afronding.<\/li>\n<li>Bij een leverancierswissel of contracteinde blijft een restsaldo staan omdat beide partijen het dossier sluiten.<\/li>\n<\/ul>\n<h2>Waarom uw eigen administratie dit niet ziet<\/h2>\n<pee>Al deze posten hebben \u00e9\u00e9n ding gemeen: in uw eigen administratie is er niets dat openstaat. Er is geen vordering geboekt, dus er is niets om te bewaken. Alleen de administratie van de leverancier kent het saldo, en die heeft geen prikkel om het actief te melden. Saldoafstemming draait die informatieasymmetrie om.<\/pee>\n<h2>Zo richt u saldoafstemming in<\/h2>\n<ol>\n<li>Selecteer de leveranciers: begin met de top-100 op spend plus alle leveranciers met be\u00ebindigde contracten in de afgelopen drie jaar.<\/li>\n<li>Stuur een gestandaardiseerd verzoek om een statement of account per een vaste datum, met verwijzing naar uw crediteurennummer bij de leverancier.<\/li>\n<li>Stem de ontvangen overzichten regel voor regel af tegen uw eigen crediteurenkaart; elk verschil is een onderzoekspunt.<\/li>\n<li>Vorder aangetroffen tegoeden terug of verreken ze met openstaande facturen.<\/li>\n<li>Herhaal de exercitie jaarlijks voor de grootste leveranciers; de respons en de opbrengst nemen toe naarmate leveranciers het proces kennen.<\/li>\n<\/ol>\n<h2>De praktijk: respons is de bottleneck<\/h2>\n<pee>De grootste uitdaging is niet de analyse maar de respons: leveranciers reageren traag of onvolledig op saldoverzoeken. In onze audits lossen we dat op met een gestructureerd rappelproces en door het verzoek uit naam van de klant te versturen met een duidelijke, korte vraag. De ervaring leert dat juist bij de grootste leveranciers, met de meeste transacties, de kans op een verborgen tegoed het grootst is en het gesprek het makkelijkst loopt.<\/pee><\/article>\n<\/section>\n<section style=\"max-width: 1240px; margin: 0 auto; padding: 24px 24px 40px\">\n<div class=\"cs-art-cta\" style=\"background: #0A3A2A; color: #F5EFE0; border-radius: 18px; padding: 40px; max-width: 900px\"><pee style=\"margin: 0 0 8px; font-family: astoria-sans, sans-serif; font-weight: 700; font-size: 26px; line-height: 1.2\">Benieuwd wat er in uw eigen betaaldata verborgen zit?<\/pee><pee style=\"margin: 0 0 22px; color: #D9E4DE\">Download de whitepaper &#8216;De 5 verborgen verliezen in uw crediteurenadministratie&#8217; of plan een vrijblijvend gesprek. Een recovery audit kan op no cure no pay basis: geen bevindingen, geen kosten.<\/pee>\n<div style=\"display: flex; flex-wrap: wrap; gap: 12px\"><a href=\"\/kennisbank\/#wp-h\" style=\"background: #C8A84B; color: #0A2A1F; text-decoration: none; font-weight: 700; padding: 14px 22px; border-radius: 8px; min-height: 44px; display: inline-flex; align-items: center\">Download de whitepaper<\/a><a href=\"\/contact\/\" style=\"border: 1px solid #F5EFE0; color: #F5EFE0; text-decoration: none; font-weight: 700; padding: 13px 22px; border-radius: 8px; min-height: 44px; display: inline-flex; align-items: center\">Plan een gesprek<\/a><\/div>\n<\/div>\n<\/section>\n<section style=\"max-width: 1240px; margin: 0 auto; padding: 16px 24px 80px\">\n<h2 style=\"margin: 0 0 18px; font-family: astoria-sans, sans-serif; font-weight: 700; font-size: 28px; color: #0A3A2A\">Lees ook<\/h2>\n<div class=\"cs-rel-grid\"><a class=\"cs-rel\" href=\"\/kennisbank\/btw-foutief-geboekt-terugvragen\/\"><span>Foutief geboekte btw<\/span><\/a><a class=\"cs-rel\" href=\"\/kennisbank\/spend-analyse-uitvoeren\/\"><span>Spend analyse uitvoeren<\/span><\/a><a class=\"cs-rel\" href=\"\/kennisbank\/duurste-fouten-crediteurenadministratie\/\"><span>De 5 duurste fouten in uw crediteurenadministratie<\/span><\/a><\/div>\n<\/section>\n<\/div>\n<p>[\/et_pb_fullwidth_code][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":12,"featured_media":0,"parent":18248,"menu_order":7,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-18353","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Statements of account: goudmijn in saldoafstemming | Cost Savings<\/title>\n<meta name=\"description\" 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